School Education

Insurance for Academy Schools

Insurance Designed for Your Needs

Insurance Designed for Your Needs

From our experience in the education sector, Aon has accumulated invaluable knowledge of the risks faced by academies in the UK. We provide guidance and support to schools on managing their insurance risk placement, offering advice throughout the academy conversion process and annual tenders.

Whether you are an individual academy, a federation, or academy chain and are looking to undertake a competitive tender process for your insurance programme, our proposition and advice service is designed to meet your individual needs however big and however complex your requirements.

Help to Manage Your Risks

Good risk management is important when it comes to lowering your insurance costs in the medium to long term which is why, as part of our service, we will work with you to help reduce your risk exposures.

In addition, we offer a full advice service for academies that decide to join the Risk Protection Arrangement (RPA), which also includes providing solutions for risks not currently included within the RPA.

How We Can Help

You can be confident that the risk transfer solutions and independent advice service we provide is designed to meet the individual needs of academies whatever the scale and complexity of your requirements.

Each organisation will be provided with a client manager who will be the business’s focal point of contact throughout the year. They will be responsible for the review of the organisation, identifying risk protection needs outside of the RPA while providing continuous advice on all risk issues for the selected cover.

Additionally, the client manager will provide all independent advice and support for enquiries in relation to the RPA.

RPA Plus

We Offer a Full Advice Service

For academies that decide to join the Risk Protection Arrangement (RPA), we can offer independent advice based on your bespoke individual risk requirements, with risk solutions outside the scope of the RPA extended to include:

  • Motor fleet and occasional business use
  • Minibus
  • Engineering
  • Fine arts

Contract Works

The RPA provides cover for contract works up to a limit of £250,000 for all refurbishments, extensions and new builds at the existing premises – above that, separate cover must be bought to cover the full value of contract over the RPA limit.

We can provide advice on contract requirements and arrange cover for all risks of loss for permanent and temporary work including materials and in transit (and can include temporary site buildings or plant hired by the academy as optional), with cover provided for the work as it progresses through the contract period.

Advice

Independent Advice

Our independent support and advice is available to all academies and includes risk management, supported by an experienced and dedicated client manager.

We offer an advice based service for academies for the following risk areas:

  • Buildings and contents
  • Business interruption
  • Employers’ liability
  • Public liability
  • Governor and officers’ liability
  • Fidelity guarantee
  • Personal accident and travel
  • Legal expenses
  • Motor / minibus
  • Engineering and computer
  • Cyber
  • Risk management

FP.PAR.632.RR