Professional Indemnity Insurance

What is Professional Indemnity Insurance?

Professional indemnity (PI) insurance is often a compulsory purchase either driven by regulatory or professional bodies and contractual obligations. Professional Indemnity insurance protects professionals and their businesses in the event of claims made by a third party – such as a client – alleging that they have suffered a loss due to non-performance, breach of contract and/or professional negligence.

Professional indemnity insurance cover could protect your business against:

  • Professional negligence resulting in civil liability
  • Claim defence costs
  • Loss of documents or data
  • Unintentional breach of copyright and/or confidentiality
  • Libel, slander and defamation

Why Have Professional Indemnity Insurance?

Professional indemnity insurance helps to protect your financial stability and ensure that third parties don’t suffer uncompensated loss. Insurers offer a wide range of cover options starting from £100,000.

To get a quote speak to our team of specialists today: 0333 3053 127

Who Needs Professional Indemnity insurance?

Mandatory for many professions, especially those in the finance, legal and construction industries, professional indemnity insurance can also provide important protection to those working in other sectors such as IT, recruitment, media and management consultancies.

If your business is providing professional services to third parties you may wish to consider the following:

  • What duty of care do you have to your clients or other third parties – whether or not there is a contract in place?
  • Do you provide consultation services or advice to clients?
  • Do you handle data belonging to clients?

How do I Get Professional Indemnity Insurance?

Professional Indemnity insurance cover is different for each business and, in many cases, is designed to meet specific regulatory requirements. One way to get a quote is to speak to an insurance broker.

They will ask you about various aspects of your business, such as:

  • Your corporate structure (whether your business is a sole trader or a partnership)
  • Number of employees/partners
  • Wage roll of the business
  • Annual turnover
  • What type of advice you provide, products sold and management issues

Why Choose Aon as Your Insurance Broker?

As one of the UK’s leading insurance brokers (Top 5 by brokerage, Insurance Times, October 2022), we pride ourselves on our ability to build strong and enduring relationships with our clients

92% of our clients are satisfied with the service that they receive from Aon (Aon Customer Satisfaction Survey May 2023)


We work with businesses of all sizes, arranging general or specific cover to meet your needs. In addition, we have access to multiple insurers and exclusive relationships and wordings.

It is our mission to help you better manage your risks so you can focus on running your business. We understand your industry and the challenges you face and can arrange insurance cover especially developed for businesses like yours that helps you to make better business decisions.

In addition to arranging PI insurance, we also offer access to a range of other insurance products including:

Office insurance (If you work at a business premises or at home)
Cyber insurance (for professional firms)