
Building maintenance is a fast growing industry. However, those in the business may recognize the sometimes precarious problems that can arise. Key among these is the need to protect your workers from situations that can occur on the job site.

If your company handles administrative services, you'll find there is significant concern regarding the handling of documents that contain personal information on both customers and employees.

In either case, your company will be working in and for another business. As a company contracted to do work for others, certain types of insurance should help protect you and your employees when and if claims against your business arise. With so many unknown variables, finding the correct insurance policies to purchase can be difficult. Read on to understand what coverage you need.



Administrative Services and Building Maintenance

All Other Business Support Services

All Other Miscellaneous Waste Management Services

All Other Support Services

All Other Travel Arrangement and Reservation Services

Armored Car Services

Carpet, Rug, Furniture or Upholstery Cleaning - On customer's premises Shop

Carpet and Upholstery Cleaning Services

Collection Agencies

Convention and Trade Show Organizers

Convention and Visitors Bureaus

Court Reporting and Stenotype Services

Credit Bureaus

Document Preparation Services

Employment Agencies (Personal Injury And Advertising Injury Endorsement BP 04 37 must be attached.) Office

Employment Placement Agencies

Executive Search Services

Exterminating and Pest Control Services

Facilities Support Services

Hazardous Waste Collection

Hazardous Waste Treatment and Disposal

Detective or Investigative Agencies - Private (Personal Injury And Advertising Injury Endorsement BP 04 37must be attached.) Office

Investigation Services

Janitorial Services

Landscaping Services

Locksmiths

Materials Recovery Facilities

Office Administrative Services

Other Business Service Centers (including Copy Shops)

Other Nonhazardous Waste Treatment and Disposal

Other Services to Buildings and Dwellings

Other Waste Collection

Packaging and Labeling Services

Private Mail Centers

Professional Employer Organizations

Remediation Services

Repossession Services

Security and Patrol Agencies (Personal Injury And Advertising Injury Endorsement BP 04 37 must be attached.) Office

Security Guards and Patrol Services

Security Systems Services (except Locksmiths)

Septic Tank and Related Services

Solid Waste Collection

Solid Waste Combustors and Incinerators

Solid Waste Landfill

Telemarketing Bureaus and Other Contact Centers

Telephone Answering Services

Temporary Help Services

Tour Operators

Travel Agencies


The Agriculture, Forestry, Fishing and Hunting industry is an extremely important part of the U.S. economy. This industry only comprises 1% of the entire U.S. workforce but helps generate over $800 billion for the economy every year. 

Work in this industry does come with some noteworthy risks, however. Agriculture and related industries involve hands-on work, some of which place agricultural workers and business owners into sometimes dangerous situations. 

Many insurance policies are standard within this particular industry. Business owners in the agriculture industry should consider all of the possible policies that could be beneficial for their companies and their employees.



Agriculture, Forestry, Fishing and Hunting

All Other Animal Production

All Other Grain Farming

All Other Miscellaneous Crop Farming

Apiculture

Apple Orchards

Beef Cattle Ranching and Farming

Berry (except Strawberry) Farming

Broilers and Other Meat Type Chicken Production

Cattle Feedlots

Chicken Egg Production

Citrus (except Orange) Groves

Corn Farming

Cotton Farming

Cotton Ginning

Crop Harvesting, Primarily by Machine

Dairy Cattle and Milk Production

Dry Pea and Bean Farming

Dual-Purpose Cattle Ranching and Farming

Farm Labor Contractors and Crew Leaders

Farm Management Services

Finfish Farming and Fish Hatcheries

Finfish Fishing

Floriculture Production

Forest Nurseries and Gathering of Forest Products

Fruit and Tree Nut Combination Farming

Fur-Bearing Animal and Rabbit Production

Goat Farming

Grape Vineyards

Hay Farming

Hog and Pig Farming

Horses and Other Equine Production

Hunting and Trapping

Logging

Mushroom Production

Nursery and Tree Production

Oilseed and Grain Combination Farming

Oilseed (except Soybean) Farming

Orange Groves

Other Aquaculture

Other Food Crops Grown Under Cover

Other Marine Fishing

Other Noncitrus Fruit Farming

Other Poultry Production

Other Vegetable (except Potato) and Melon Farming

Peanut Farming

Postharvest Crop Activities (except Cotton Ginning)

Potato Farming

Poultry Hatcheries

Rice Farming

Sheep Farming

Shellfish Farming

Shellfish Fishing

Soil Preparation, Planting, and Cultivating

Soybean Farming

Strawberry Farming

Sugar Beet Farming

Sugarcane Farming

Support Activities for Animal Production

Support Activities for Forestry

Timber Tract Operations

Tobacco Farming

Tree Nut Farming

Turkey Production

Wheat Farming


Few industries are as important as the construction industry. Construction workers, managers, and companies make it possible to do business, live, and get from place to place. 

Construction can be a high-risk career path. From dangerous tools to dangerous heights, there are an almost countless number of ways one can get injured while performing construction work. While few industries take safety procedures as seriously as construction, accidents can and do still occur.

All construction companies need to purchase several types of insurance. To simplify the process, read on to discover the insurance policies most relevant to the construction industry.



Construction

Commercial and Institutional Building Construction

Glass Dealers and Glaziers - Sales and Installation (Includes bending, grinding, beveling or silvering of plate glass) Shop

Glass and Glazing Contractors

Highway, Street, and Bridge Construction

Industrial Building Construction

Land Subdivision

New Housing For-Sale Builders

New Multifamily Housing Construction (except For-Sale Builders)

New Single-Family Housing Construction (except For-Sale Builders)

Oil and Gas Pipeline and Related Structures Construction

Other Heavy and Civil Engineering Construction

Power and Communication Line and Related Structures Construction

Structural Steel and Precast Concrete Contractors

Water and Sewer Line and Related Structures Construction

Water Supply and Irrigation Systems


Consultants operate across every industry, providing their knowledge and experience to companies who work in education, finance, construction, food services, and everything in between. As experts in their respective fields, consultants are often called upon at the drop of a hat.

This creates several insurance needs for those who have made consulting their life's work. Providing advice can be extremely rewarding, but it carries its own risks. Given how in-demand consultants are these days, travel is extremely common, as is having a large number of clients coming in and out of the office.

Navigating the specific insurance needs is difficult for consultants. With such a crazy schedule, consultants often lack the time to find the right insurance. This page will help a consultant better understand their needs. 

Read on to discover the type of insurance consultants should purchase.



Consultants

Environmental Consulting Services

Human Resources Consulting Services

Management Consulting Services

Marketing Consulting Services

Other Consulting Services

Technology Consulting Services


As a contractor, you may work on a variety of different projects. You and your staff might even be working on more than one project at a time, increasing your risk and need for the right insurance coverage. 

Protecting yourself and your business is key to a long and successful career, doing what you love. 

Finding the right insurance for your business can be confusing, let us help. Read on to understand what coverage you need.



Contractors

Drywall and Insulation Contractors

Electrical Work - Within Buildings (4) Shop

Electrical Contractors and Other Wiring Installation Contractors

Finish Carpentry Contractors

Flooring Contractors

Framing Contractors

Masonry Contractors

Other Building Equipment Contractors

Other Building Finishing Contractors

Other Foundation, Structure, and Building Exterior Contractors

Other Specialty Trade Contractors

Painting and Wall Covering Contractors

Plumbing, Heating, and Air-Conditioning Contractors

Driveway, Parking Area or Sidewalk Repair - Paving or Re-paving (Not including clearing of right-of-way, earth or rock excavation and filling or grading of land) Shop

Poured Concrete Foundation and Structure Contractors

Residential Remodelers

Roofing Contractors

Siding Contractors

Site Preparation Contractors

Tile, Stone, Marble Mosaic or Terrazzo Work - Interior Construction (Includes incidental exterior work) Shop

Tile and Terrazzo Contractors


As an educator, you're constantly busy spreading your knowledge to students of all sorts. Though rewarding, the stress of educating cannot go unnoticed. If you factor in the potential for any number of troubling situations, from natural disasters to lawsuits, the reality of teaching is a much harsher one. But don't worry, we are here to help you make some of your tough decisions.

Educational Service Insurance is here to protect you from a vast variety of potential situations that could damage you, your business, your loved ones, your customers or employees, or your reputation. Though it may initially be overwhelming, the many options for insurance work only in your, and your business' favor. 

Read on to understand what kind of insurance you may need. 



Education

All Other Miscellaneous Schools and Instruction

Apprenticeship Training

Automobile Driving Schools

Business and Secretarial Schools

Colleges, Universities, and Professional Schools

Computer Training

Cosmetology and Barber Schools

Educational Support Services

Elementary and Secondary Schools

Exam Preparation and Tutoring

Fine Arts Schools

Flight Training

Junior Colleges

Language Schools

Other Technical and Trade Schools

Professional and Management Development Training

Sports and Recreation Instruction


Like many industries, the finance and insurance industry provides valuable services to millions of customers. Those who work in this industry know the risks that come with handling finances.

Both financial and insurance companies should also be aware of the dangers that can occur while doing business in the 21st century. The best solution is to purchase insurance policies that will secure against many different types of claims.

Read on to understand what insurance you may need. 



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